Compliance

Ishika Capital Private Limited (RBI Registered NBFC)

Compliance Overview

Ishika Capital Private Limited ensures strict compliance with all applicable laws, rules, regulations, and guidelines issued by the Reserve Bank of India (RBI) and other statutory authorities. The Company is committed to maintaining the highest standards of transparency, integrity, and customer protection in all its operations.

1. RBI Compliance Statement

“Ishika Capital Private Limited is committed to comply with all applicable laws, rules, regulations, and guidelines issued by the Reserve Bank of India (RBI) and other statutory authorities from time to time.”

2. Applicable Laws & Regulations

The Company adheres to the following key laws and regulatory frameworks:

3. Fair Practices Code (FPC) Compliance

The Company follows a Board-approved Fair Practices Code to ensure fair and transparent dealings with customers, which includes:

4. Customer Grievance Redressal Compliance

Ishika Capital Private Limited has established a robust Customer Grievance Redressal Mechanism in accordance with RBI guidelines to address customer complaints efficiently.

“The Company has a Board-approved Grievance Redressal Mechanism in compliance with RBI directions.”

5. Data Privacy & Confidentiality

The Company is committed to safeguarding customer information and ensuring data privacy. Adequate technical and organizational measures are implemented to protect personal data.

6. KYC / AML Compliance

In line with RBI guidelines, the Company follows strict KYC and AML procedures to prevent misuse of financial services.

7. Internal Audit & Monitoring

To ensure ongoing compliance and risk management, the Company has a strong internal control system.

8. Non-Discrimination Policy

Ishika Capital Private Limited follows a non-discriminatory approach in all its dealings and does not discriminate on the basis of religion, caste, gender, age, or any other prohibited grounds.

9. Regulatory Reporting

The Company ensures timely submission of all required returns, statements, and reports to the Reserve Bank of India and other regulatory authorities.

10. Disclaimer

Non-compliance, if any, is addressed immediately, and necessary corrective actions are taken to ensure adherence to regulatory requirements at all times.